If you enroll in the Premier EPO, Choice HSA or Value Copay medical plan, you are eligible to earn a FREE annual Health Reimbursement Account (HRA) incentive. The incentive is “use it or lose it” and is designed to help steer you to high quality providers when you seek care. When you add a Garner Top Provider to your care team on the Garner App prior to your Garner provider visit, you will earn reimbursement dollars to help cover expenses such as your annual deductible, copays and co-insurance.

New medical option for affiliate employees in Kansas City (KS and MO), Seattle and Spokane, WA and expanding in Southern California.

• This plan offers affordable healthcare with a low deductible, FREE primary care visits and set copays for most other care.
  The core of the PCP Partnership Plan is a relationship between you and your designated primary care doctor within the Centivo network who can help keep you healthier, improve your healthcare experience and keep your costs low.
• Your doctor, who leads your Primary Care Team, will refer you to high-quality, in-network specialists, ensuring that you’ll get the right care for your needs at the best price.
• When you see your primary care doctor first (remember, these visits are FREE!), get referrals for specialty care and see in-network specialists, you’ll get predictable copays, so you’ll know what you owe before going to the doctor.

Learn more about the Centivo PCP Partnership Plan.

If you enroll in the Choice HSA Plan or Kaiser HMO with HSA for medical, Fidelity is the new administrator for your Health Savings Account (HSA).

• Fidelity offers a much higher interest rate on their cash account and full brokerage services for investing.
• You must activate your HSA with Fidelity. After Open Enrollment ends, you will receive an email from Fidelity with instructions on how to activate your HSA on the Fidelity website or mobile app.
• If you have an HSA balance with HealthEquity on December 31, 2024, you can roll over your balance to Fidelity. Watch for instructions included with your Open Enrollment confirmation statement on how to roll over your HSA balance.

• Free program for members diagnosed with diabetes who are enrolled in the Value Copay, Choice HSA, Premier EPO and Centivo PCP Partnership Plans. Vida program participants will be eligible to receive our preferred GLP-1 medication (Mounjaro) for free.
• Learn how to monitor and improve blood sugar levels and other symptoms with the help of certified health coaches, medications and mobile app tools.

• Free mental health support for members enrolled in the Value Copay, Choice HSA and Premier EPO Plans.
• Lyra gives you access to a wide range of support tools so you can get the help you need on your terms. Chat with a professional by text or video or meet in person (up to 8 sessions per incident, per year).

• Legal troubles can happen to anyone. Legal insurance from ARAG covers a wide range of legal needs to help you address life’s legal situations.
• Attorney fees are 100% paid in full for most covered legal services from network attorneys.

• Get all-in-one protection from identity, security and privacy threats through LifeLock with Norton Benefit Premier.
• You choose the information you want monitored and protected. You will receive round-the-clock monitoring and will be alerted when there are concerns.

• Pet insurance provided through Nationwide with customized policies for dogs, cats, birds and exotic pets to help you find the best coverage for your monthly budget.
• You can get coverage for accidents, illness and wellness health checks.
• Visit any licensed vet, submit your claims online and receive reimbursements for eligible vet costs.
• Premiums paid directly to Nationwide. Payroll deduction not available.