2024 Medical Plans: When you enroll in the Choice HSA Plan or Kaiser HMO with HSA, you can open a Health Savings Account (HSA) with HealthEquity which is funded by you. An HSA is a tax-free savings account* that works with a qualified health plan to help you pay your plan deductible and qualified out-of-pocket healthcare expenses. Refer to IRS Publication 502 for a complete list of eligible expenses.