This plan exclusively covers you for in-network doctors and facilities and gives you access to Blue High Performance Network (HPN) providers in certain geographic locations based on your zip code. Blue HPN providers are selected based on delivery of quality, affordable care offering savings to Affiliate employees in exchange for a smaller provider network and the lowest paycheck deduction.  Because this is a copay plan, you’ll usually pay a fixed amount when you see in-network providers, and the plan will pay for the rest. Except in the case of an emergency, you’ll pay the full price for any out-of-network care.

Provider network Access to Blue HPN providers in certain geogra