Here you’ll find the details about your benefit plans along with a variety of legally required notices. Download the documents by clicking on the links. You can also request a hard copy of any document by contacting the Benefits Support.

Summary Plan Descriptions (SPDs), Summary of Material Modifications (SMMs), Certificates of Insurance, Evidence of Coverage
Ensign Health and Welfare Plan Wrap SPD
Ensign 2022 Health and Welfare Plan Summary of Material Modifications (SMM)
 2023 Value Copay SPD
2023 Choice HSA PPO SPD
2023 Premier EPO SPD
Kaiser CA HMO 2000 Evidence of Coverage So Cal
Kaiser CA HMO 2000 Evidence of Coverage No Cal
Cigna DHMO (CA Only) SPD
Cigna DHMO (non-CA) SPD
Cigna DHMO (non-CA) SPD Rider
Cigna Dental PPO SPD
Cigna Indemnity Dental SPD
Vision Service Plan SPD
Ensign 401(k) SPD
Unum Basic Life and AD&D Certificate of Insurance (Facilities)
Unum Basic Life and AD&D Certificate of Insurance (Service Center)
Unum Basic Life and AD&D Certificate of Insurance (Dept Heads, Nurses, Therapists, Therapy Assistants)
Unum Supplemental Life and AD&D Certificate of Insurance (Facilities)
Unum Supplemental Life and AD&D Certificate of Insurance (Service Center)
Unum Supplemental Life and AD&D Certificate of Insurance (Dept Heads, Nurses, Therapists, Therapy Assistants)
Unum Long-term Disability Certificate of Insurance
The Hartford Group Accident Certificate of Coverage
The Hartford Hospital Indemnity Certificate of Coverage
The Hartford Hospital Indemnity Certificate of Coverage (Dept Heads, Nurses, Therapists)
The Hartford Critical Illness Certificate of Coverage (Grandfathered Employees)
The Hartford Critical Illness Certificate of Coverage (Dept Heads, Nurses, Therapists)
The Hartford Critical Illness Certificate of Coverage
Summary Annual Reports (SARs)