Here you’ll find the details about your benefit plans along with a variety of legally required notices. Download the documents by clicking on the links. You can also request a hard copy of any document by contacting the Benefits Service Center.

Summary Plan Descriptions (SPDs), Summary of Material Modifications (SMMs), Certificates of Insurance, Evidence of Coverage
Ensign Health and Welfare Plan Wrap SPD  
Ensign 2021 Health and Welfare Plan Summary of Material Modifications (SMM)  
Ensign 2022 Health and Welfare Plan Summary of Material Modifications (SMM)  
EPO 500 SPD  
PPO 1500 with HSA SPD  
EPO 2000 with HSA SPD  
Copay 5000 SPD  
PPO 5000 with HSA SPD  
Kaiser CA HMO 2000 Evidence of Coverage So Cal  
Kaiser CA HMO 2000 Evidence of Coverage No Cal  
Cigna DHMO (CA Only) SPD  
Cigna DHMO (non-CA) SPD  
Cigna DHMO (non-CA) SPD Rider  
Cigna Dental PPO SPD  
Cigna Indemnity Dental SPD  
Vision Service Plan SPD  
Ensign 401(k) SPD  
Unum Basic Life and AD&D Certificate of Insurance (Facilities)  
Unum Basic Life and AD&D Certificate of Insurance (Service Center)  
Unum Basic Life and AD&D Certificate of Insurance (Dept Heads, Nurses, Therapists, Therapy Assistants)  
Unum Supplemental Life and AD&D Certificate of Insurance (Facilities)  
Unum Supplemental Life and AD&D Certificate of Insurance (Service Center)  
Unum Supplemental Life and AD&D Certificate of Insurance (Dept Heads, Nurses, Therapists, Therapy Assistants)  
The Hartford Group Accident Certificate of Coverage  
The Hartford Group Accident Certificate of Coverage (Dept Heads, Nurses, Therapists)  
The Hartford Hospital Indemnity Certificate of Coverage  
The Hartford Hospital Indemnity Certificate of Coverage (Dept Heads, Nurses, Therapists)  
The Hartford Critical Illness Certificate of Coverage (Grandfathered Employees)  
The Hartford Critical Illness Certificate of Coverage (Dept Heads, Nurses, Therapists)  
The Hartford Critical Illness Certificate of Coverage