Voluntary benefits, through Unum, complement your medical coverage by providing extra financial protection and filling coverage gaps.
Why are these plans important? Because health plans have limits.
Your health insurance covers a large portion of your medical care expenses, but not all. That’s where these benefits step in. These personal protection benefits help you cover gaps, such as lost income, deductibles, and everyday bills. You are paid a lump sum, allowing you to focus on recovery rather than managing finances.
If you are accidentally injured, Accident Insurance provides a cash benefit for more than 50 types of injuries, services, and treatments. This benefit can help with expenses your health plan does not cover, such as co-pays and deductibles. Coverage is available for you and your family members.
A severe illness often brings unexpected financial strain. Critical Illness Insurance pays a lump sum if you are diagnosed with a covered condition. This benefit allows you to focus on recovery rather than expenses. Coverage is available for you and your family members.
Be Well BenefitWith Critical Illness Insurance, you and your covered family members can earn a $50 wellness benefit when you complete important tests or health screenings. |
A hospital stay, medical procedure, or even hospital birth can cost thousands of dollars. Hospital Insurance helps cover out-of-pocket expenses your medical plan may not pay, such as copays, coinsurance, and deductibles. Coverage is available for you and your family members.
