FSAs allow you to set aside pre-tax dollars to pay for eligible health and dependent care expenses. Each year, you must elect the annual amount you want to contribute to one or both accounts. Your contributions will be deducted pre-tax from your paycheck which can help reduce your taxable income.
Health Care FSA | Limited Purpose FSA | Dependent Care FSA | |
---|---|---|---|
Eligibility | Eligible employees who are not enrolled in the Choice HSA or Kaiser HMO with HSA plan | Choice HSA or Kaiser HMO with HSA plan participants only | All eligible employees |
Annual Contribution Limits | $3,300 | $3,300 | $5,000 ($2,500 if married and filing separately) |
Eligible Expenses1 | Health plan deductibles, copays, coinsurance, and prescriptions, including dental and vision hardware and expenses | Dental and vision expenses only | Daycare for children age 12 and under, disabled children, and dependent adults |
Availability of Funds | The full annual amount you elect is available on your plan effective date | The full annual amount you elect is available on your plan effective date | You can be reimbursed up to the amount available in your account |
Payment or Reimbursement Options | Debit card or reimbursement | Debit card or reimbursement | Reimbursement |
2025 Services Deadline | 12/31/2025 | 12/31/2025 | 12/31/2025 |
2026 Services Deadline | 12/31/2026 | 12/31/2026 | 12/31/2026 |
2025 Submission Deadline for Reimbursement | 3/31/2026 | 3/31/2026 | 3/31/2026 |
2026 Submission Deadline for Reimbursement | 3/31/2027 | 3/31/2027 | 3/31/2027 |
1Refer to IRS Publication 502 and 503 for a complete list of eligible expenses.
Juggling Work & Family? With a Dependent Care FSA, you can use pre-tax dollars to pay for daycare, preschool, after-school programs, and even elder care. These benefits make it easier to balance family responsibilities while working or going to school full time. |
With the Commuter Benefit Plan, you can set aside pre-tax dollars from your paycheck to cover eligible commuting expenses. That means lower taxable income and more money in your pocket—without changing a thing about how you get to work. You could save hundreds of dollars a year just by enrolling.
You can contribute up to $325/month to your transit account.
Note: Parking and rideshare costs (such as Uber or Lyft) are not eligible expenses under this plan.