Beyond the Basics

Enhance your benefits coverage by electing voluntary benefits. You are responsible for the cost of coverage and premiums may be deducted through payroll.

Emergency Fund

The Emergency Fund provides financial support for employees facing personal crises. It is funded through voluntary paycheck contributions and managed as a 501(c)(3) public charity, making donations tax deductible and grants non-taxable.

• Contributions range from $0.50 to $150 per paycheck
• Enroll through Workday during benefit elections or under the “Emergency Fund” section

Eligibility for Assistance

• Current employees with at least 6 months of service (full-time or part-time)
• Retirees (within 6 months of retirement)
• Former employees (separated within 6 months and in good standing)
• Surviving dependents or family members (if death occurred within 6 months)

How to Apply

1. Request and complete a grant application from your Executive Director or HR Rep, or at theemergencyfund.net.
2. Submit the completed application, signed by your Executive Director, Director of Nursing, or designee.
3. Mark as “Confidential” and send by mail to:
   Ensign Service Center, Attn: The Emergency Fund Disbursement Committee
   29222 Rancho Viejo Rd, Suite 127, San Juan Capistrano, CA 92675
   Or by email: emergencyfund@ensignservices.net
4. The Disbursement Committee will review your application and provide a decision within one week (or within 72 hours for urgent emergencies).

For questions, contact the Service Center Human Resources Department at 949-487-9500.

Tuition Reimbursement

Support your growth and learning with the Ensign Affiliate Tuition Reimbursement Program, which reflects the CAPLICO core value of “Passion for Learning.” Eligible employees may receive reimbursement for out-of-pocket expenses related to certificate education units (CEUs), certifications, associate, bachelor’s, or graduate degree programs at an accredited school.

• Available to active full-time and part-time employees of Ensign Services-affiliated companies.
• Approval needed by your Administrator before application is submitted. Please visit benefits@ensignservices.net for a copy of the most up-to-date application.
• One year of employment required as of the course start date.
• Last performance review must be satisfactory.
• Maximum annual reimbursement: $1,000 for full-time employees and $500 for part-time employees.

For more information, call 888-659-3616 or email benefits@ensignservices.net.

Purchasing Power

Make everyday purchases more affordable through payroll deduction with Purchasing Power. Shop for brand-name computers, electronics, appliances, furniture, and more with no credit check, no interest, and no late fees.

• Available to full-time employees
• Must be at least 18 years old
• Minimum annual salary of $16,000 required
• Bank account or credit card required (in case of non-payment)

To shop online, visit ensign.purchasingpower.com and use group code ENS2293 when logging in for the first time. For assistance, call 866-670-3479.

Child Care Benefit Program

Receive a 10% weekly childcare tuition discount at participating providers, including CCLC Child Care Centers, KinderCare, and Champions before- and after-school programs. This benefit is available for children ages six weeks through 12 years.

For more information, visit careiseverywhere.com or call 888-525-2780. Mention you are an employee of an Ensign-affiliated company.

PerkSpot

With PerkSpot, you get exclusive access to thousands of discounts on the things you love—available anytime on your computer, tablet, or phone.

Explore deals on:

• Top brands like Apple, Samsung, Costco, Nike, and Disney
• Travel savings on flights, hotels, and rental cars
• Entertainment & fun including theme parks, concerts, and sporting events
• Everyday essentials from restaurants, retailers, and services you already use

Learn more or get support at ensign.perkspot.com or call 866-606-6057.

SmartConnect: Your First Stop for Medicare Planning

The transition to Medicare can be confusing, but it doesn’t have to be overwhelming. When you’re ready to enroll in Medicare, contact SmartConnect for expert guidance to help you select health coverage that fits your needs. This service is provided to you at no cost.

SmartConnect’s team of licensed insurance agents can walk you through your Medicare options, helping you research and compare the plans, including original Medicare (Parts A & B), Medicare Supplement plans, Part D prescription coverage, and Medicare Advantage (Part C).

There are so many ways to structure Medicare coverage and finding the “right” option depends on things like your prescriptions, where you live, how often you travel, and your comfort level with monthly premiums versus out-of-pocket costs. SmartConnect provides one-on-one personalized guidance that includes reviewing plans from national insurance carriers to help you choose coverage that meets your health care needs and budget.

When you find a plan that works for you, your agent will guide you through enrollment. After you’ve enrolled, SmartConnect is available to answer questions, review policies, and assist if you need help working with the carrier.

Medicare Tips to Know Before You Retire

You’ll need your Medicare card before meeting with SmartConnect. If you’re under age 65, your Initial Enrollment Period starts three months before the month of your 65^th birthday. If you’re over 65, you can enroll after you retire as part of a Special Enrollment Period. You can start enrollment three months before your planned retirement date. You can apply for Medicare at ssa.gov/medicare/sign-up.

Take a moment to review this checklist before meeting with your SmartConnect agent:

• Make a list of your current prescriptions: Names, dosages, and preferred pharmacies.
• Think about your providers: Which doctors/specialists do you want to keep seeing?
• Consider your travel habits: Do you spend time in multiple states or travel often?
• Know your timeline: When will you retire (if applicable) and when does your Medicare eligibility begin?
• Be ready to discuss health needs: Do you have any ongoing conditions or upcoming treatments/surgeries?
• Understand your priorities: Are you looking for the lowest monthly premium or lower out-of-pocket costs when you use care?
• Bring your current plan details: This helps you compare Medicare to your employer coverage.
• Write down questions ahead of time: Examples: “Can I keep my doctor?” “What will prescriptions cost?” “How do networks work in my area?”

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