2019 Open Enrollment

The 2019 Open Enrollment period ended on November 12, 2018.

Watch for your confirmation statement mailed to your home on November 16. Your confirmation statement shows your current benefit elections and your 2019 benefit elections (or default elections) and  per pay period costs. It also lists your covered dependents and beneficiary information for your life and accidental death and dismemberment insurance that is stored in Workday.

If any information on your confirmation statement is incorrect, email benefits@ensignservices.net with your requested change(s)  along with a copy of your confirmation statement no later than Friday, November 30 to make any corrections.

We are pleased to announce a new partnership with Collective Health to administer the PPO and EPO plans (formerly done by Anthem Blue Cross), and the new Copay 5000 plan (see below). All medical plans through Collective Health use the Blue Shield provider network in most geographic locations. To keep the plans affordable, employees living in Arizona or Colorado will have access to a select quality network. Use the Collective Health online portal to find in-network providers in your area.

Visit the Collective Health welcome portal to learn more.

We are introducing a new Copay 5000 plan through Collective Health. This plan and the PPO 5000 with HSA will have the lowest employee contribution rates in 2019.

If you enroll in an EPO, PPO or Copay 5000 plan, you have access to Grand Rounds. You can use Grand Rounds to get a FREE second opinion from leading specialists or search for top-ranked in-network doctors.

Need a doctor but don’t want to leave the house—or want to see someone on a Sunday? If you enroll in an EPO, PPO or Copay 5000 plan, you have access to Teladoc, giving you convenient 24/7 video access to doctors who can diagnose, treat and write prescriptions to your local pharmacy for most non-emergency conditions.

TRI-AD will be the new administrator for the Flexible Spending Accounts (FSAs), Transportation Benefit Program and COBRA in 2019.

All of our medical plans except the new Copay 5000 plan provide you with access to a Health Savings Account (HSA). For 2019, the maximum contribution is increasing to $3,500 for employee only coverage and $7,000 for family coverage.

Paycheck contributions for most existing medical plans will increase in line with overall health care cost increases. There are no changes to dental or vision contributions. See the rate sheet included in your Open Enrollment packet for the 2019 payroll contribution amounts.

Due to low participation, these plans are being discontinued for 2019.